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Real-Time Payments for All Financial Institutions

RTP® from The Clearing House is a real-time payments platform that all federally insured U.S. depository institutions are eligible to use for payments innovation. With mobile technology and digital commerce driving the need for safer and faster payments in the U.S., financial institutions of all sizes are taking advantage of the RTP network’s capabilities to create or enhance digital services for their corporate and retail customers.

RTP Quarterly Payment Activity (4Q24)

2024Q3 
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RTP Network Ecosystem

As the volume of the RTP network continues to grow, so have the number of financial institutions that have joined the real-time payments revolution and the number of technology partners, funding agents, and core banking providers that are working to provide depository institutions of all sizes with connections to the network and RTP-related services.

 

RTP Participating Financial Institutions and Routing/Transit Numbers

 

Access the full list of RTP network participating financial institutions.

Access all RTP enabled Routing/Transit Numbers.

RTP Volume Calculator

The RTP Volume Calculator estimates approximately how many RTP transactions your depository institution will receive each month based on asset size.



Estimated Monthly RTP Volume...


ADP Kristin S. Walle
SVP, Global Payments & Compliance/
Compliance Services, Shared Services
 
Leizl Mendiola
VP, Risk & Compliance
 
Conduent Kathy Mertes
VP, Conduent Digital Payments
 
Computershare Kyle Hermenegildo
Head of Treasury Operations, U.S.
 
Elytus Matthew S. Hollis
President
 
Global Holdings, LLC Michael W. Riggin
Chief Risk Officer & CCO
 
Gold Medal Environmental Andrew Kirk
CFO
 
Michigan State University Jeff Rayis
Director of Treasury and Financial Management
 
Nationwide Insurance Timothy Dwyer
VP, Assistant Treasurer
 
Hope C. Hacker, CTP
AVP, Assistant Treasurer
 
Paychex, Inc. Eric Wade, CPP
Product Strategy Manager
 
Planet Nine Private Air Karen Reiff
CFO
 
Sysco Corporation Carrie Reyna
Director, Global Treasury Operations
 
Target Corporation Perry Starr
Director, Payment Acceptance
 
Verizon Attie Muse
Director, Payment Strategy & Operations
 
 
 

The above-identified Participants, Technology Providers, Funding Agents, and Corporate Advisory Group members are provided for reference only.  Accordingly, The Clearing House does not hereby endorse, recommend, or make any representations or warranties of any kind with respect to such entities or their respective products or services.

New Features

At the same time the RTP network continues to grow, The Clearing House is introducing features and capabilities that make the network even more valuable to participants, their customers and clients:

DDA Tokenization:

TCH Token Service is an optional capability that issues tokens to stand in for real account numbers when sending or receiving payments. It’s a way to reduce the potential for theft and fraud.